QIWI Wallet 是一种支付系统，允许用户支付账单、购买商品和服务，以及将钱从一个钱包转移到另一个钱包。用户只需输入手机号码即可注册，手机号码也将作为帐号。但是对于中国用户来说，有个问题——不支持中国手机号码。
QIWI Wallet is a payment system that allows users to pay bills, buy goods and services, and transfer money from one wallet to another. Users just need to enter their mobile phone number to register, which will also serve as their account number. But for Chinese users, there is a problem – Chinese mobile phone numbers are not supported.
那么，中国用户如何使用QIWI钱包呢？解决办法是购买俄罗斯SIM卡或者美国手机号。当然，这会增加注册过程的额外步骤和费用，但这是使用 QIWI 钱包的唯一方式。
So, how can Chinese users use QIWI Wallet? The solution is to purchase a Russian SIM card or a US mobile phone number. Of course, this adds an extra step and cost to the registration process, but it’s the only way to use QIWI Wallet.
注册后，为了安全起见，每笔转账支付都需要一个短信验证码。这意味着任何人想要将钱从他们的 QIWI 钱包转移到另一个账户都需要输入发送到他们手机的代码。这是一个相对安全的系统，但存在一个重大漏洞——手机卡丢失。
Once registered, each transfer payment requires a SMS verification code for security purposes. This means that anyone who wants to transfer money from their QIWI Wallet to another account needs to enter a code sent to their mobile phone. It’s a relatively safe system, but there is one major vulnerability – loss of the mobile phone card.
If somebody loses their mobile phone card, a thief can easily reset the QIWI Wallet password and transfer the account funds. This is why it’s essential to keep your card safe and to report any loss immediately.
综上所述，对于中国用户来说，QIWI Wallet注册比其他国家的用户要复杂一些。他们需要购买俄罗斯 SIM 卡或美国手机号码，但一旦注册，短信验证码系统就增加了额外的安全层。只要妥善保管好自己的手机卡，就可以享受使用QIWI Wallet的好处。
In summary, for Chinese users, QIWI Wallet registration is a bit more complicated than for users in other countries. They need to purchase a Russian SIM card or US mobile phone number, but once registered, the SMS verification code system adds an extra layer of security. As long as they keep their mobile phone card safe, they can enjoy the benefits of using QIWI Wallet.